ePayments
ePayments are one of the most popular forms of online payment offered by eCard S.A. Currently we offer our merchants the possibility to easily accept instant online payment from the clients of 7 Polish banks that offer an ePayment product. The number of customers that can use this form of payment already exceeds 3.5 million, making the payment form comparable to credit cards.
- Płacę z Inteligo (Inteligo)
- mTransfer (mBank)
- MultiTransfer (MultiBank)
- Płać z Nordea (Nordea)
- Przelew24 (Bank Zachodni WBK)
- Przelew z BPH (Bank BPH)
- Płacę z iPKO (PKO BP)
ePayments are an easy way for those who do not have a credit card to make quick, secure payments online. The customer of an online store cooperating with eCard S.A. can choose to pay with an ePayment from his online bank account, at which moment he is redirected to his bank’s internet service. After logging in, the customer is presented with a pre-filled money transfer form with the correct amount due and recipient data. All the customer has to do is accept the transfer, after which the transaction is confirmed and the customer is redirected back to the internet store.
eCard S.A. offers its clients such instant online money transfers solely on the basis of official cooperation with banks, which gives our clients a guarantee of the high quality of our services.
Security
Transaction security for ePayments transactions is ensured by the use of 128 bit SSL protocol, as well as via the identification and login procedures at the customer’s internet bank (login, password, one-time password). When executing the money transfer, the customer is logged into his bank’s secure server. His personal details and profile is known only by his bank and is not revealed to the internet merchant.
ePayments Cash Flow
All funds from transactions processed on a given day are transferred to the client’s bank account on the next banking day following the day of settlement.
All funds are transferred using the national elixir banking system in the form of a single money transfer for all settled transactions. The commission due to eCard is deducted automatically from the transfer.
Reporting
Due to our clients’ diverse back office systems, we are prepared to design a report in the format and layout that caters to the needs of our clients.
