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3D Secure for card issuers

Together with Arcot Inc., the world’s foremost supplier of 3D Secure technology, eCard is able to offer payment card issuers a full range of services enabling the issuer to secure its internet based card transactions with an additional internet-only password.

The 3D secure service offered by eCard allows cardholders to assign a special password to their payment card which will be used for the authorization of internet transactions. It can be implemented with both ‘electronic use only’ cards as well as embossed cards, both those in circulation as well as new ones.

The cardholder of a payment card issued by a bank making use of the eCard 3D secure service offer has the opportunity to assign an internet-only password to their card by means of a dedicated internet site. From that moment onwards, all internet transactions made with that card require the use of the password.

The 3D Secure protocol and the security afforded by it have proven to significantly increase transaction security both from the point of view of the cardholder as well as the card issuer.